Monthly Archives: July 2020

Choosing the right mortgage

Should you choose a fixed, tracker or variable rate mortgage?

Choosing the right mortgage can make a big difference to the repayments you make for years to come, so it’s important to understand the advantages and disadvantages of the various options.

Chancellor announces Stamp Duty Land Tax holiday

Nearly nine out of 10 people buying a main home this year, will pay no SDLT at all

Chancellor Rishi Sunak has announced a Stamp Duty Land Tax (SDLT ) holiday for England and Northern Ireland which will run until 31 March 2021 in a bid to boost the housing market which has been impacted by the coronavirus (COVID-19) pandemic outbreak.

Remortgaging

When and why to remortgage your home

While most homeowners have a mortgage, many don’t realise that they could save money by remortgaging. While there are good reasons to find a new mortgage deal, it really depends on your situation and circumstances. Not sure whether to remortgage? 

Client Relationship Manager Roles and Responsibilities

General support to Mortgage Advisers

  • Administer, prepare and submit mortgage, general insurance and protection applications on behalf of the mortgage adviser
  • See a case through from submission to offer and offer to completion where required
  • Manage a pipeline of cases passed on by the mortgage adviser
  • Act as a point of contact and dedicated support to the client
  • Act as a point of contact and liaise with the lender and client every step of the way to ensure mortgage offers are issued as quickly and smoothly as possible
  • Ensuring you are building and maintaining rapport with lenders/BDMs
  • Challenge lenders where required, trouble shooting skills required
  • Expected to understand and know your way around all ID, bank statements and income verification i.e. (training and support supplied and ongoing):

Selling a tenanted property

How to sell a buy-to-let investment with current tenants

When you sell a buy-to-let property, you can do so either while it’s tenanted or while it’s vacant. The process for selling a tenanted property is slightly different, so make sure you’re aware of the following considerations.