Monthly Archives: August 2020

Home insurance

Which type do you need?

Home insurance is a sensible purchase for most homeowners and renters, but it’s important to know which type you need to avoid unnecessary expenditure.

Documentation landlords must supply

Providing the right paperwork to tenants

Among your many responsibilities as a landlord, there are certain documents that you must provide to tenants at around the time that they move into your property. Its important that you don’t fall foul of the regulations governing the renting of property. To ensure you meet your legal obligations, consider creating a tenant’s pack containing all of the following paperwork.

Purchasing a property

Making a series of smaller decisions, backed by plenty of research

One of the biggest purchases you are likely ever to make is buying a property. Buying a property requires a lot of time and effort and choosing the right one is a major decision. So it’s better treated as a series of smaller decisions, backed by plenty of research every step of the way.

How to buy your home

The step-by-step buying process explained

The process of buying a home can seem complex and intimidating, but once you understand the steps involved, it’s surprisingly straightforward.

Gazumping and how to avoid it

How to prevent your seller from accepting another offer

After many viewings, raised hopes, and disappointments, it’s exciting to finally have an offer accepted on a home. But, unfortunately, you haven’t quite reached the finish line yet. Until contracts are signed and exchanged, it’s still possible that your seller could receive and accept another, usually higher, offer.

Leasehold vs freehold

What’s the difference between the two?

While it might not be immediately obvious, buying a leasehold property is a very different commitment to buying a freehold property. It’s important to understand the differences between the two before you make an offer.

How to get organised for your move

A timeline of tasks in the countdown to moving day

Moving into a new home is rarely stress-free, but you can keep the worry to a minimum. The key is organisation. Use our timeline as the basis of your to-do list to make sure you don’t miss any important deadlines.

ISAs for homebuyers

Receive a free 25% savings bonus towards your first home

Saving a deposit to buy a home can take a long time, but there are ways you can speed up the process. One of those is to use an Individual Savings Account (ISA) that’s designed for homebuyers so that you can receive a free 25% bonus from the government.

Should you buy a newly built or older home?

Choosing between a brand new or existing property

The choice between a newly built or older home is a personal one, and there are advantages and disadvantages on both sides. To help you decide, here are some of the major factors to consider.