Monthly Archives: September 2020

Tenancy deposit protection schemes

Do you know your obligations as a landlord?

It is a legal requirement for landlords who rent out their properties on assured shorthold tenancies (ASTs) to pay any deposit money they collect into a tenancy deposit protection scheme. So that you can be sure you’re meeting your obligations, we’ve answered some of the common questions about tenancy deposits and protection schemes.

Protecting your home from winter weather

Act early to prevent damage from cold and storms

Winter may not quite be upon us yet, but that’s why now is the ideal time to start preparing your home for severe weather, as preventing damage is usually much easier and cheaper than repairing it. Here are a few tasks to add to your to-do list to prepare your home or a property you rent out.

Property jargon buster

Getting confused by technical terms and property speak?

Though the world of property sales and investments is filled with unfamiliar vocabulary, there is no need to be intimidated. Our jargon buster will help you navigate the terms you’re likely to encounter.

Mortgages: how much can you afford to borrow?

Understanding how mortgage affordability is calculated

When you apply for a mortgage, the provider’s decision on how much you can afford to borrow can seem like a mysterious one. But there’s no magic or secret behind the outcome; just a simple affordability formula.

Extending your home vs. buying extended

Reasons for and against taking on a building project

When buying a home, many people look for the potential to add value, often by adding an extension. While this can be a smart move in terms of increasing the future sales price of the property, it’s not always the right decision. There are also advantages to buying a home that the previous owner has already extended.

Could moving home save you money?

Five strategies for saving when you buy a home

With estate agent’s fees, mortgage fees, surveys fees and conveyancing fees, home buying can be an expensive activity. But in certain cases, moving home could save you money. Here are some examples.

Time to upgrade your garden?

How to plan the perfect garden design for your home

Upgrading your garden can make a huge difference to your enjoyment of your home. And when it’s time to sell, it can increase the market value of your property. When you’re planning your garden design, it’s helpful to consider style, function, and features.

Looking to choose the right mortgage?

Follow our step-by-step guide to finding the best option for you

Choosing the right mortgage is a process that’s worth spending some time over, as decisions made now will affect your finances for years to come. We’ve provided the steps you need to consider to find an affordable mortgage that’s right for you.

Investing in student accommodation

Why this is a property investment to consider in uncertain times

The property market can be unpredictable, and in the current climate, with the coronavirus pandemic still casting a shadow over the economy, some investors are hesitant to buy property now.

How to choose the right area for your new home

What should you research before reaching a decision?

When you’re looking for a new home, there’s more to consider than just the property itself. The location and surrounding area could be just as significant to your enjoyment of living in the property, so there are a few things you should research before reaching a decision.