Monthly Archives: January 2021
A message of strength and hopefulness that is both enduring and uplifting
World leader in colour trends Pantone has announced its choices for colours of the year in 2021: a contrasting combination of Ultimate Grey (17-5104) and Illuminating (13-0647), a bright, sunny yellow. These choices are intended to convey “a message of strength and hopefulness that is both enduring and uplifting,” the company says.
Make this the year you become a homeowner
If you’re aiming to buy your first home this year, there are a few challenges facing you:
- The availability of high loan-to-value (LTV) mortgages is currently very low, meaning you may need a larger deposit than you might have previously
- If like many people, you’ve been furloughed, you probably won’t be able to borrow as much as you could have when you were working normally
- Mortgage providers’ affordability checks are going to be even more thorough than usual in this uncertain economic climate.
New regulations, tax changes, and other reforms
After a difficult 2020, we’re getting into the swing of the new year and hoping for better things to come. To help you prepare for the year ahead, here are ten upcoming changes to rules and regulations affecting landlords, and what they mean for you.
10 ways to increase the sales price of a property
Whether you’re planning to sell your current home and want to get the best price possible, or you’ve just moved in and you want to add value, it’s always a good time to consider home improvements. Here are ten ways you can bring out the best in your property, with the intention of raising the market value.
Research shows that homeowners are taking on more projects
One of the many secondary impacts of the coronavirus pandemic is that it made us re-evaluate our home environments. Long spells in lockdown caused us to fall out of love with our current properties, and a significant number of homeowners decided to sell up and move once the market reopened, resulting in increased property sales and higher house prices.
Focusing on the positives of moving to a smaller home
Moving to a smaller home, commonly known as downsizing, can be challenging logistically and emotionally, but there are many reasons to keep a positive mindset. Here’s a reminder of some of the benefits.
Five areas of legislation you must understand
There are over 100 laws governing a landlord’s behaviour and responsibilities in England and Wales, and several hundred further regulations. For most people, this is far too many to commit to memory, so you’ll need to consult the rule book from time to time.
How has the COVID-19 pandemic changed what we value about our homes?
This year, our homes have had to meet far more of our needs than we’re used to. For most of us, almost all our work, entertainment, relaxation, shopping, and even exercise has taken place there for months at a time – often all in a single space. Inevitably, this has changed what we value about our homes in several important ways.
New research places the Cornish town in the top spot
When buying a home in a new area, it’s always sensible to ask current residents how happy they are living there. Ideally, you’d seek a wide range of opinions and ask numerous questions but, of course, you won’t always have the time.