Posts By: admin

Mortgages and separation

What happens to your mortgage after your separate?

Separations are never easy, but when they involve a jointly owned property there is an additional administrative burden to take care of. If you find yourself in this situation, here are answers to some of the common questions people have.

Leasehold reform could save you thousands

New measures will make it cheaper and easier to extend your lease

If you own a leasehold property in England, you’ll soon have the right to extend your lease by up to 990 years, with no ground rent – potentially saving you thousands of pounds.

Keeping your property transaction on track

How to avoid gazumping, gazundering, and other derailments

According to one study, more than 300,000 property transactions collapse every year, at an average cost to the seller of £2,700 [1]. If you’re keen to keep your transaction on track and avoid these unexpected costs, here are our tips.

How to locate a quiet property

House hunting tips for the noise-sensitive

Anyone who has lived in a property with a noise problem understands how disruptive this can be to a peaceful life. It can be very disappointing to discover such a problem after you’ve bought and moved into a new home. So, check our guide first to see how you can avoid this mistake.

How to add space to your home

Extension and conversion ideas for different properties

If you’ve outgrown your current home but don’t want to leave it, or don’t have the option to move, there are various ways you can increase the amount of space available.

Colour trends for your home

A message of strength and hopefulness that is both enduring and uplifting

World leader in colour trends Pantone has announced its choices for colours of the year in 2021: a contrasting combination of Ultimate Grey (17-5104) and Illuminating (13-0647), a bright, sunny yellow. These choices are intended to convey “a message of strength and hopefulness that is both enduring and uplifting,” the company says.

Tips for first-time buyers in 2021

Make this the year you become a homeowner

If you’re aiming to buy your first home this year, there are a few challenges facing you:

  • The availability of high loan-to-value (LTV) mortgages is currently very low, meaning you may need a larger deposit than you might have previously
  • If like many people, you’ve been furloughed, you probably won’t be able to borrow as much as you could have when you were working normally
  • Mortgage providers’ affordability checks are going to be even more thorough than usual in this uncertain economic climate.

So, for the best chance of securing a mortgage and buying a home, here are some of our top tips for the year ahead.

How landlords need to prepare for the year ahead

New regulations, tax changes, and other reforms

After a difficult 2020, we’re getting into the swing of the new year and hoping for better things to come. To help you prepare for the year ahead, here are ten upcoming changes to rules and regulations affecting landlords, and what they mean for you.

How to add value to your home

10 ways to increase the sales price of a property

Whether you’re planning to sell your current home and want to get the best price possible, or you’ve just moved in and you want to add value, it’s always a good time to consider home improvements. Here are ten ways you can bring out the best in your property, with the intention of raising the market value.

Home improvements soar during lockdown

Research shows that homeowners are taking on more projects

One of the many secondary impacts of the coronavirus pandemic is that it made us re-evaluate our home environments. Long spells in lockdown caused us to fall out of love with our current properties, and a significant number of homeowners decided to sell up and move once the market reopened, resulting in increased property sales and higher house prices.