Research1 has revealed that the ultimate retirement dream is actually very simple – financial security for the rest of your life.
Living the retirement dream
Topic: Investments
Are you due a midlife MOT?
Just to be clear, we’re not talking about your physical health here (that’s the doctor’s remit). We’re talking about a check-up to assess your financial wellbeing.
Sleep easy in 2024
If you’re losing sleep over your finances, you’re not the only one. According to research1, nearly half (45%) of UK adults are lying awake at night because they’re worrying about money.
Planning for a secure financial future
Over the past 12 months, the cost-of-living crisis has put significant pressure on household budgets and knocked many people’s confidence in their future financial prospects. Research, however, shows that planning is a key driver of positivity about our financial futures; so, as a new year dawns, now seems the perfect time to take stock of your finances and formulate a plan to help you achieve your retirement goals.
Understanding your behavioural biases
As an investor, you will have your own financial personality and preferences, which your adviser will consider when helping you to make financial decisions.
Life FS brokers £3.5m double deal for sibling investors
Our Co-Founder and Director, Jamie Kent, is proud to have brokered property finance deals worth £3.5m for a brother and sister investing in two separate properties on the same street in Golders Green, North West London.
The deal was completed in partnership with real estate finance and investment firm, TAB, which specialises in short-term bridging loans for property projects.
Commenting on the deal, Jamie said:
“We are delighted to have helped to arranged this deal. The fact that it was arranged and agreed in such a short space of time is down to the great relationship we have with Duncan [Kreeger, Founder and CEO at TAB] and TAB, and the joint experience we brought to bear.
“At Life FS we are very used to working on larger deals and working with property developers, plus we also have lots of clients in the Hampstead Heath area, factors that helped with this deal.
“We are looking forward to working on many more bespoke deals with TAB in 2024.”
To find out more about the deal, please read this article published on Bridging Loan Directory.
‘Spot the dog’ fund
According to the latest data1, the number of ‘dog’ funds have increased by 27% since February this year, that represents 56 equity investment funds versus 44 earlier in the year, but a reduction on the 86 dog funds identified in January 2022.
The FIRE investment movement
Many of us dream about retiring early so we can devote more time to things we enjoy; but financial realities inevitably mean few of us actually realise those dreams. A growing number of people though are turbo-charging their chances of early retirement success by embracing the FIRE principles of investing.
Tax punishment on prudence
Taxes on savings and dividends are set to top £24bn this fiscal year in what is being seen by some as a fresh attack on savers who have shown prudence and thrift.
It’s good to talk
A pandemic closely followed by a cost-of-living crisis has undoubtedly created a challenging financial backdrop for us all and inevitably heightened money-related stress and anxieties. At times like these, it’s more important than ever to open up and talk any concerns through with loved ones or a professional adviser in order to protect both financial and mental wellbeing.
