Answers to some of the most common questions we get asked
Many people in the UK have now been furloughed from work for more than six months, and though we are still in the midst of a pandemic, normal financial concerns continue to arise. One such concern is remortgaging your house, and how to do so while furloughed, if it’s possible at all.
Since most home sales take place while the current owners are still living there, buyers can be a little wary of viewing empty properties. There’s really no reason for this trepidation if you’ve considered the advantages and disadvantages in advance and know what to expect.
It is a legal requirement for landlords who rent out their properties on assured shorthold tenancies (ASTs) to pay any deposit money they collect into a tenancy deposit protection scheme. So that you can be sure you’re meeting your obligations, we’ve answered some of the common questions about tenancy deposits and protection schemes.
Winter may not quite be upon us yet, but that’s why now is the ideal time to start preparing your home for severe weather, as preventing damage is usually much easier and cheaper than repairing it. Here are a few tasks to add to your to-do list to prepare your home or a property you rent out.
Getting confused by technical terms and property speak?
Though the world of property sales and investments is filled with unfamiliar vocabulary, there is no need to be intimidated. Our jargon buster will help you navigate the terms you’re likely to encounter.
Understanding how mortgage affordability is calculated
When you apply for a mortgage, the provider’s decision on how much you can afford to borrow can seem like a mysterious one. But there’s no magic or secret behind the outcome; just a simple affordability formula.
Reasons for and against taking on a building project
When buying a home, many people look for the potential to add value, often by adding an extension. While this can be a smart move in terms of increasing the future sales price of the property, it’s not always the right decision. There are also advantages to buying a home that the previous owner has already extended.
How to plan the perfect garden design for your home
Upgrading your garden can make a huge difference to your enjoyment of your home. And when it’s time to sell, it can increase the market value of your property. When you’re planning your garden design, it’s helpful to consider style, function, and features.
Follow our step-by-step guide to finding the best option for you
Choosing the right mortgage is a process that’s worth spending some time over, as decisions made now will affect your finances for years to come. We’ve provided the steps you need to consider to find an affordable mortgage that’s right for you.
Life Financial Solutions is a trading style of Rosemount Financial Solutions Ltd who is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited who are authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Limited and of Quilter Mortgage Planning Limited are entered on the FCA Register (http://www.fca.org.uk/register) under reference 440703 and 440718.
Rosemount Financial Solutions Limited. Registered in England & Wales no. 5676603. Registered Address: 5 Elstree Gate, Elstree Way, Borehamwood, Hertfordshire, WD6 1JD.
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