Can I remortgage when furloughed?

Answers to some of the most common questions we get asked

Many people in the UK have now been furloughed from work for more than six months, and though we are still in the midst of a pandemic, normal financial concerns continue to arise. One such concern is remortgaging your house, and how to do so while furloughed, if it’s possible at all.

Viewing empty properties

A guide for homebuyers

Since most home sales take place while the current owners are still living there, buyers can be a little wary of viewing empty properties. There’s really no reason for this trepidation if you’ve considered the advantages and disadvantages in advance and know what to expect.

Tenancy deposit protection schemes

Do you know your obligations as a landlord?

It is a legal requirement for landlords who rent out their properties on assured shorthold tenancies (ASTs) to pay any deposit money they collect into a tenancy deposit protection scheme. So that you can be sure you’re meeting your obligations, we’ve answered some of the common questions about tenancy deposits and protection schemes.

Protecting your home from winter weather

Act early to prevent damage from cold and storms

Winter may not quite be upon us yet, but that’s why now is the ideal time to start preparing your home for severe weather, as preventing damage is usually much easier and cheaper than repairing it. Here are a few tasks to add to your to-do list to prepare your home or a property you rent out.

Property jargon buster

Getting confused by technical terms and property speak?

Though the world of property sales and investments is filled with unfamiliar vocabulary, there is no need to be intimidated. Our jargon buster will help you navigate the terms you’re likely to encounter.

Mortgages: how much can you afford to borrow?

Understanding how mortgage affordability is calculated

When you apply for a mortgage, the provider’s decision on how much you can afford to borrow can seem like a mysterious one. But there’s no magic or secret behind the outcome; just a simple affordability formula.

Extending your home vs. buying extended

Reasons for and against taking on a building project

When buying a home, many people look for the potential to add value, often by adding an extension. While this can be a smart move in terms of increasing the future sales price of the property, it’s not always the right decision. There are also advantages to buying a home that the previous owner has already extended.

Could moving home save you money?

Five strategies for saving when you buy a home

With estate agent’s fees, mortgage fees, surveys fees and conveyancing fees, home buying can be an expensive activity. But in certain cases, moving home could save you money. Here are some examples.

Time to upgrade your garden?

How to plan the perfect garden design for your home

Upgrading your garden can make a huge difference to your enjoyment of your home. And when it’s time to sell, it can increase the market value of your property. When you’re planning your garden design, it’s helpful to consider style, function, and features.

Looking to choose the right mortgage?

Follow our step-by-step guide to finding the best option for you

Choosing the right mortgage is a process that’s worth spending some time over, as decisions made now will affect your finances for years to come. We’ve provided the steps you need to consider to find an affordable mortgage that’s right for you.