Investing in student accommodation

Why this is a property investment to consider in uncertain times

The property market can be unpredictable, and in the current climate, with the coronavirus pandemic still casting a shadow over the economy, some investors are hesitant to buy property now.

How to choose the right area for your new home

What should you research before reaching a decision?

When you’re looking for a new home, there’s more to consider than just the property itself. The location and surrounding area could be just as significant to your enjoyment of living in the property, so there are a few things you should research before reaching a decision.

Planning for future tax increases

What could the capital gains tax review mean for you?

In July 2020, Chancellor Rishi Sunak ordered an urgent review of the system for taxing capital gains. There is an expectation that this may result in changes to the system, either later this year or early next year, leading to potential higher capital gains tax (CGT) bills for some people. If you’re a homeowner, we’ll explain what this might mean for you.

Tax and stamp duty on second homes

Understanding the costs of buying and selling investment properties

When buying or selling a second home (whether it’s one you use personally or one you rent out), the rules on the taxes you’ll pay are a little more complicated than buying or selling a home that’s your main residence. The two major differences to be aware of relate to capital gains tax (CGT) and stamp duty.

Staging your home for sale

Quick tips to prepare your property for viewings

When you’re preparing your home for sale, it isn’t just the big things – like updating a kitchen – that can improve its prospects. Even some simple jobs that can be done on the day can leave viewers with a better impression and increase your chances of finding a buyer. Here are some of the quickest tips for staging a property.

Retirement interest-only mortgages explained

How to borrow money against your home in later life

As you approach retirement, it tends to become more difficult to borrow money against a property, but there are still options available. These options include a retirement interest-only mortgage, which is available to applicants over the age of 55.

Taxes for landlords

Which taxes must you pay and how are they calculated?

If you own a property in the UK that you rent out to tenants, you’ll need to pay tax on the money you make from doing so. While the tax rules aren’t overly complicated, there are several different taxes you’ll need to be aware of.

How to save energy in your home

Tips for improving your energy efficiency

Saving energy in your home isn’t just good for the environment, it’s an important part of managing your household budget and reducing your utility bills.

Equity release

Access some of the current value of your home tax-free

Equity release mortgages have become increasingly popular in recent years, as homeowners have looked at new ways to fund their retirement years or support younger family members.

Home insurance

Which type do you need?

Home insurance is a sensible purchase for most homeowners and renters, but it’s important to know which type you need to avoid unnecessary expenditure.